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Safeguarding The Well-Being Of Georgia’s Workforce

As a nurse, construction worker, interstate truck driver, prison guard, factory worker or an employee in another physically demanding occupation in Georgia, you are at high risk for workplace injuries. Overexertion, lack of proper training, long hours, improper storage, exposure to toxic environments or equipment malfunction are a few of the many reasons you may be contending with serious workplace injuries.

When you have been hurt on the job, you may be anxious about how you will pay for your medical expenses and keep the roof over your family’s head if you cannot work. Do not despair. If the company you work for has more than three employees, your employer may be responsible to pay for your medical expenses and partial wage replacement, among other benefits. By law, they must carry workers’ compensation insurance for this purpose.

However, federal and railroad employees have a separate system for workplace injuries. As do people who are independent contractors, domestic servants, who work for a farmer or an employer with fewer than three employees. Your boss is exempt from Georgia’s workers’ compensation coverage if your job falls into any of these categories. You will have to approach your boss privately. Contact Hawk Law Firm in Macon to learn more about protecting your rights to receive the compensation you deserve.

How Do I Get Workers’ Compensation In Georgia?

When you have workplace injuries, tell your boss about the accident as soon as possible in person if you are able. Your immediate priority, of course, is to get the medical treatment you need right away. You have up to 30 days to provide written notice to your employer about your injuries. If you do not, you may lose eligibility to collect workers’ compensation. You may also have to accept treatment from a physician who is authorized by your employer’s insurance.

You must file a claim for workers’ compensation within one year of the date of your accident or when your doctor told you your disease is due to your occupation. If you are filing for death benefits on behalf of your loved one, you must do so within one year of their death on the job.

What Can I Expect To Receive For My Injuries?

If the physician determines that you will recover from your injuries within 22 days, your benefits begin on day eight from the date of your accident. If the doctors indicate your disabilities will take longer than 21 days to heal, benefits may commence on the first day after your accident.

Georgia’s labor laws categorize injuries and generally provide two-thirds of your average weekly wage, with certain minimums and caps:

  • Temporary total disability (TTD) – Two-thirds average weekly pay, no less than $50 per week; with a cap of $675 per week. If the wage is less than $50 per week, the employer pays the average weekly wage. The time limit is 400 weeks unless the injury is a catastrophic injury. Other limits may apply if you are capable of working.
  • Temporary partial disability (TPD) – Two-thirds average weekly pay of the difference between your average wages before the accident and wages when you are able to return to work; capped at $450 per week for up to 350 weeks.
  • Partial permanent disability (PPD) – When eligibility runs out for other benefits, PPD benefits depend on the part of your body subject to loss or loss of use; the cap is $575 per week.
  • Death benefits – Burial benefits up to $7,500; plus other benefits for dependents and a spouse based on facts specific to the death.
  • Medical care: Most injuries qualify for 400 weeks of medical care; catastrophic injuries will qualify for unlimited medical care for the rest of your life.

Workers’ compensation generally covers payment for injuries arising during the course of your employment. The exception is for partial loss of hearing, psychological or psychiatric issues, and vascular or heart-related diseases that are not linked to a distinct occupational illness.

Did Your Boss Deny Your Claim?

Employers frequently deny claims for workers’ compensation for many reasons. No matter the reason for the denial of your claim, you do not have to stop the process. You have a right to request a hearing with the State Board of Workers’ Compensation. Call Hawk Law Firm for a free consultation to discuss your circumstances. Jon Hawk can help prepare you for mediation with your employer prior to your hearing. He will also help you explore whether a third-party lawsuit is necessary.

Protect The Stability Of Your Future

When you are hurt at work, all you can think about is getting back on the job. Being out of work can be a frightening prospect. Speak to a well-respected attorney who is thorough, compassionate and hardworking. Jon and his team can help you with peace of mind and legal advocacy. Do not settle for less than the best for your future. Call Hawk Law Firm in Macon at 478-845-6244 or send an email to start today.